Secure Your Retirement Future

Effective Date: January 1, 2026

Information We Collect

At PensionProsper, we collect information you provide directly to us, such as when you create an account, request consultation services, or contact us for support.

How We Use Your Information

• Provide and maintain our pension planning services
• Process transactions and send related information
• Send you technical notices and support messages
• Respond to your comments and questions
• Provide personalized retirement planning advice

Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy.

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Your Rights

You have the right to access, update, or delete your personal information. You may also opt out of certain communications from us.

Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected].

Effective Date: January 1, 2026

Acceptance of Terms

By accessing and using PensionProsper services, you accept and agree to be bound by the terms and provision of this agreement.

Description of Service

PensionProsper provides retirement planning, pension optimization, and investment advisory services to help clients secure their financial future.

User Responsibilities

• Provide accurate and complete information
• Maintain the confidentiality of your account
• Use our services in compliance with applicable laws
• Notify us of any unauthorized use of your account

Service Limitations

Our advice is based on the information you provide. We cannot guarantee specific investment returns or outcomes.

Fees and Payment

Service fees will be clearly communicated before engagement. Payment terms vary by service type and will be outlined in your service agreement.

Termination

Either party may terminate services with appropriate notice as outlined in individual service agreements.

Limitation of Liability

PensionProsper shall not be liable for any indirect, incidental, special, or consequential damages resulting from the use of our services.

Last Updated: January 1, 2026

Financial Advice Disclaimer

The information provided by PensionProsper is for general informational purposes only. All information is provided in good faith, however we make no representation or warranty of any kind regarding the accuracy, adequacy, validity, reliability, or completeness of any information.

Investment Risk

All investments carry risk of loss. Past performance does not guarantee future results. The value of investments may go up or down, and you may receive back less than your original investment.

No Guarantee

We do not guarantee any specific outcomes, returns, or results from our retirement planning services. Individual results may vary based on numerous factors including market conditions, personal circumstances, and economic changes.

Professional Consultation

Our services should not replace consultation with qualified financial, legal, or tax professionals. We recommend seeking independent professional advice before making significant financial decisions.

Regulatory Compliance

PensionProsper operates in compliance with applicable financial services regulations. Our advisors hold appropriate licenses and certifications required by law.

Market Volatility

Financial markets are subject to volatility and uncertainty. Economic conditions, political events, and other factors beyond our control may impact investment performance and retirement planning outcomes.

Personal Responsibility

Clients are responsible for reviewing all recommendations and making informed decisions about their retirement planning strategies.